Privacy Policy

Last Updated: February 4, 2026

At Global AIB, we are committed to protecting your personal information through advanced data security technology and transparent data practices.

 

1. Information We Collect

We collect information necessary to provide tailored insurance solutions, including:

  • Contact Data: Name, email address, and phone number.
  • Underwriting Data: Date of birth, gender, and health-related information required by insurers.
  • Student-Specific Data: For international student plans, we collect university affiliation and enrollment status to ensure compliance with visa and waiver requirements.

 

2. Use of Data and Consent

We do not share your information with third parties without your consent, except as required by law. Your data is used specifically to:

  • Obtain insurance quotes and facilitate policy enrollment.
  • Provide customer support and policy renewals.
  • Process university insurance waivers for students.

 

3. Global Compliance Notices

A. Notice to California Residents (CCPA/CPRA)

Under the California Consumer Privacy Act, California residents have the following rights:

  • Right to Know: Request disclosure of what personal data is collected and how it is used.
  • Right to Delete/Correct: You have the right to access, correct, or delete your personal data by contacting us.
  • Non-Discrimination: We will not discriminate against you for exercising your privacy rights.
  • No Sale of Data: Global AIB does not sell your personal information to third parties.
 
B. Notice to EU/EEA Residents (GDPR)

For clients in the European Union, we process data under the following legal bases:

  • Contractual Necessity: To perform the services you requested (securing insurance).
  • Legal Obligation: To comply with international insurance regulations.
  • Rights: You have the right to data portability, the right to object to processing, and the right to withdraw consent at any time.

 

4. Cookies and Tracking

We use cookies to improve your experience. Essential cookies are used for site security, while Analytics cookies (such as Google Analytics) help us understand site traffic. You may opt out of cookies through your browser settings, though some site features may be limited.

 

5. Data Security

We utilize commercial-grade physical, technical, and administrative safeguards. While we take every precaution to protect your data, no method of transmission over the internet is 100% secure.

 

6. Contact Information

For any questions regarding these terms or to exercise your data rights, please contact:
Global AIB
3650 NW 82nd Avenue, PH504
Miami, FL 33166, USA
Email: info@globalaib.com
Phone: +1 (888) 278-8444
Website: globalaib.com